{"id":9711,"date":"2023-01-03T21:38:19","date_gmt":"2023-01-03T21:38:19","guid":{"rendered":"https:\/\/groupeorbis.com\/?p=9711"},"modified":"2024-02-23T09:51:36","modified_gmt":"2024-02-23T09:51:36","slug":"five-tips-to-obtain-a-mortgage","status":"publish","type":"post","link":"https:\/\/groupeorbis.com\/en\/five-tips-to-obtain-a-mortgage\/","title":{"rendered":"Five Tips to Obtain a Mortgage"},"content":{"rendered":"<div class=\"row\"  id=\"row-1981464796\">\n\n\t<div id=\"col-596504380\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\n\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-596504380 > .col-inner {\n  margin: -290px 0px 0px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n\n<style>\n#row-1981464796 > .col > .col-inner {\n  padding: 30px 30px 30px 30px;\n}\n<\/style>\n<\/div>\n<div class=\"row\"  id=\"row-825745426\">\n\n\t<div id=\"col-1628140084\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1446\" src=\"https:\/\/groupeorbis.com\/wp-content\/uploads\/2023\/01\/blog-7.jpeg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/groupeorbis.com\/wp-content\/uploads\/2023\/01\/blog-7.jpeg 2560w, https:\/\/groupeorbis.com\/wp-content\/uploads\/2023\/01\/blog-7-300x169.jpeg 300w, https:\/\/groupeorbis.com\/wp-content\/uploads\/2023\/01\/blog-7-1024x578.jpeg 1024w, https:\/\/groupeorbis.com\/wp-content\/uploads\/2023\/01\/blog-7-768x434.jpeg 768w, https:\/\/groupeorbis.com\/wp-content\/uploads\/2023\/01\/blog-7-1536x868.jpeg 1536w, https:\/\/groupeorbis.com\/wp-content\/uploads\/2023\/01\/blog-7-2048x1157.jpeg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/>\n\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1628140084 > .col-inner {\n  margin: -120px 0px 0px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n<div class=\"row\"  id=\"row-899760718\">\n\n\t<div id=\"col-1096304735\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\t<div id=\"text-2874412162\" class=\"text blog-txt\">\n\t\t\n<p>Are you thinking about buying a home in 2023? You&#8217;re not alone. While the process may seem daunting, there are many things buyers can do to give themselves an edge. Here are five tips to obtain a mortgage.<\/p>\n<p>1. Understand your budget: Living expenses go far beyond the cost of monthly mortgage payments. By defining your lifestyle goals, you&#8217;ll be able to target a price range for your property purchase, and thus your mortgage, that will allow you to live comfortably now and in the future.<\/p>\n<p>2. Have a stable income: either as an employee or by being self-employed.<\/p>\n<p>3. Accumulate savings: for the down payment, as well as other related costs such as notary fees and welcome tax.<\/p>\n<p>4. Have a good credit rating: by paying your bills on time and trying to pay your credit cards in full each month. Did you know that a car payment of $300 per month reduces your ability to buy a new home by $100,000? Consider your purchases carefully.<\/p>\n<p>5. Deal with an independent mortgage broker who can navigate different banks and products to identify the best options for your individual needs.<\/p>\n\t\t\n<style>\n#text-2874412162 {\n  text-align: left;\n}\n<\/style>\n\t<\/div>\n\t\n<a href=\"https:\/\/groupeorbis.com\/en\/contact-us\" class=\"button primary is-large blog-button\" style=\"border-radius:99px;\">\n\t\t<span>Call us today to get started.<\/span>\n\t<\/a>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n<div class=\"is-divider divider clearfix\" style=\"margin-top:0em;margin-bottom:0em;max-width:100%;height:1px;background-color:rgb(213, 213, 219);\"><\/div>\n<div class=\"row\"  id=\"row-900222639\">\n\n\t<div id=\"col-1061462120\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\t<div id=\"gap-739794392\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-739794392 {\n  padding-top: 40px;\n}\n<\/style>\n\t<\/div>\n\t\n\t<div 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text-center\" >\n\t\t\t\t\t<div class=\"box-text-inner blog-post-inner\">\n\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<h5 class=\"post-title is-large \">\n\t\t\t\t\t\t<a href=\"https:\/\/groupeorbis.com\/en\/100-digital-mortgage\/\" class=\"plain\">100% digital mortgage<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\t<div class=\"post-meta is-small op-8\">October 30, 2020<\/div>\t\t\t\t\t<div class=\"is-divider\"><\/div>\n\t\t\t\t\t                    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