Provide the best service and advice with low rates

A free personalized financial service with advice based on the experience of the best mortgage brokers that will help you find the perfect personalized mortgage. The best market rates and the most complete product offer on the market to save you time and money. State-of-the-art technology to streamline and simplify the mortgage process at every step.

Sébastien Laramée

Mortgage Broker

Language(s): French and English

Get in touch

About

With over 20 years’ experience in the banking industry, backed up by his solid knowledge of financial planning, Sébastien creates personalized financing solutions tailored to your needs.

Whether you want to plan the purchase, refinancing or transfer of a property, or carry out your personal real estate projects, he’ll be able to offer you the best options.

Canada’s premier mortgage agency

Looking for a mortgage? Look no further than Canada’s premier agency. We work with top institutions, including banks, credit unions, and private lenders, to find the best rates and products for you. Our licensed experts provide personalized advice and simplify the process, saving you time and money. Get started today.

An extremely experienced team with decades of combined knowledge in residential and commercial financing.

Our
Products

Are you ready to make the jump to become an owner?

With interest rates still historically low, there is no better time than now to buy your first home. Let our dedicated team of mortgage brokers guide you through this important purchase. Call us today for more information and free pre-approval. It’s important to know your price range, how much you can afford to buy with confidence and stay focused throughout the process. Whatever your situation, we have solutions for you and can help you realize your real estate dreams.

We take a unique approach to guide you in your first home in a complete and clear way. We will work together to help you understand all aspects of the home buying approach while benefiting from the best interest rates on the market.

Your mortgage is coming up for renewal now let us help you get a lower rate.

Most people spend a considerable amount of time rate shopping for their initial mortgage however that is usually not the case when mortgages come up for maturity. In today’s hectic world people often omit proper consideration at the time of renewal costing them thousands of extra dollars. In fact, it is said nearly 60% of borrowers simply sign and send back their renewal that is first offered to them by their existing lender without even shopping around for a better rate.

Before hearing from your lender have your licensed mortgage professional do the shopping for you. We deal with multiple lending institutions including major banks, credit unions and trusts etc. which means we can put significant negotiating power in your hands and save you lots of money. Ideally contact our team members four to six months prior to your mortgage expiring to have ample time to find the best solution, product and rate for your needs.

Are you ready to make the jump to become an owner?

With interest rates still historically low, there is no better time than now to buy your first home. Let our dedicated team of mortgage brokers guide you through this important purchase. Call us today for more information and free pre-approval. It’s important to know your price range, how much you can afford to buy with confidence and stay focused throughout the process. Whatever your situation, we have solutions for you and can help you realize your real estate dreams.

We take a unique approach to guide you in your first home in a complete and clear way. We will work together to help you understand all aspects of the home buying approach while benefiting from the best interest rates on the market.

Your mortgage is coming up for renewal now let us help you get a lower rate.

Most people spend a considerable amount of time rate shopping for their initial mortgage however that is usually not the case when mortgages come up for maturity. In today’s hectic world people often omit proper consideration at the time of renewal costing them thousands of extra dollars. In fact, it is said nearly 60% of borrowers simply sign and send back their renewal that is first offered to them by their existing lender without even shopping around for a better rate.

Before hearing from your lender have your licensed mortgage professional do the shopping for you. We deal with multiple lending institutions including major banks, credit unions and trusts etc. which means we can put significant negotiating power in your hands and save you lots of money. Ideally contact our team members four to six months prior to your mortgage expiring to have ample time to find the best solution, product and rate for your needs.

There are many reasons why refinancing your home may be a good option for you. Why not use the equity available in your home to consolidate debts and pay off credit card or other high interest loans and lines of credit. With low mortgage interest rates there is no better time to take advantage of getting your finances in order and consolidating all to one easy monthly payment leaving you with extra money to invest or make those much needed home improvements.

Contact us today so that one of our representatives can review your file and show you how refinancing may help you save money.

Welcome to Canada!

Just because you are a new immigrant or a Non Resident and have no prior financial history in this country, it does not mean you need to wait to purchase a home. We have multiple solutions available for clients in all situations. Call us today, with access to multiple lenders we’ll help find the right product for you.

With real estate being one of the safest and most attractive investment categories in Canada for the past decade, we understand your desire to want to invest and purchase investment properties and multi-residential units. We are able to finance a simple investment condo to a 100-200 unit multi-residential buildings. Please call us for all financing requests. Our team is here to explore new options and great rates available to you.

There are many reasons why refinancing your home may be a good option for you. Why not use the equity available in your home to consolidate debts and pay off credit card or other high interest loans and lines of credit. With low mortgage interest rates there is no better time to take advantage of getting your finances in order and consolidating all to one easy monthly payment leaving you with extra money to invest or make those much needed home improvements.

Contact us today so that one of our representatives can review your file and show you how refinancing may help you save money.

Welcome to Canada!

Just because you are a new immigrant or a Non Resident and have no prior financial history in this country, it does not mean you need to wait to purchase a home. We have multiple solutions available for clients in all situations. Call us today, with access to multiple lenders we’ll help find the right product for you.

With real estate being one of the safest and most attractive investment categories in Canada for the past decade, we understand your desire to want to invest and purchase investment properties and multi-residential units. We are able to finance a simple investment condo to a 100-200 unit multi-residential buildings. Please call us for all financing requests. Our team is here to explore new options and great rates available to you.

Being self-employed has not always made obtaining a mortgage easy with top-tier banks. Often a major bank’s mortgage representative will not take the proper time or have the knowledge to treat these files with the experience necessary. Orbis Mortgage Group and its brokers have access to a wide array of both A and alternative lenders who can offer great self-employed and stated income programs. Our goal is to make it easier than ever to obtain a mortgage while ensuring you have the best rate on the market for your situation. You can now enjoy the income and credit flexibility that accompanies owning a business all the while qualifying for maximum personal lending. Whether you’re the owner of a corporation or a small family owned business, these lenders understand that self-employed consumers have tax deductions and income is subject to a reasonability test. Let our team help guide and find solutions regardless of your situation.

Thinking of making the switch?

Your Orbis Mortgage Broker can evaluate your current mortgage needs and determine whether your current mortgage offering is still the best fit for you. We can shop around and find alternatives that may better meet your needs and save you money.

Sometimes your current home needs a little help to become your dream home.

Whether you are looking to make some much-needed repairs, build an extension for your growing family or add a swimming pool to your backyard, home renovations can help you enjoy your current home and possibly even increase its resale value. Many Canadians have taken advantage of the equity in their current home and low mortgage rates to borrow leaving them with the money they need to undertake such projects. Contact our team today to discuss how you too can access the funds you need for the renovations and home improvements you have been dreaming of.

Being self-employed has not always made obtaining a mortgage easy with top-tier banks. Often a major bank’s mortgage representative will not take the proper time or have the knowledge to treat these files with the experience necessary. Orbis Mortgage Group and its brokers have access to a wide array of both A and alternative lenders who can offer great self-employed and stated income programs. Our goal is to make it easier than ever to obtain a mortgage while ensuring you have the best rate on the market for your situation. You can now enjoy the income and credit flexibility that accompanies owning a business all the while qualifying for maximum personal lending. Whether you’re the owner of a corporation or a small family owned business, these lenders understand that self-employed consumers have tax deductions and income is subject to a reasonability test. Let our team help guide and find solutions regardless of your situation.

Thinking of making the switch?

Your Orbis Mortgage Broker can evaluate your current mortgage needs and determine whether your current mortgage offering is still the best fit for you. We can shop around and find alternatives that may better meet your needs and save you money.

Sometimes your current home needs a little help to become your dream home.

Whether you are looking to make some much-needed repairs, build an extension for your growing family or add a swimming pool to your backyard, home renovations can help you enjoy your current home and possibly even increase its resale value. Many Canadians have taken advantage of the equity in their current home and low mortgage rates to borrow leaving them with the money they need to undertake such projects. Contact our team today to discuss how you too can access the funds you need for the renovations and home improvements you have been dreaming of.

Are you dreaming of owning a 2nd home?

At Orbis Mortgage Group we are able to look at your dream and find a solution to make it happen. Please contact us to go through your specific wants and we will ensure a smooth process to acquiring the perfect property.

Not everything goes to plan in life and we are here to offer solutions to all clients.

The Major Banks only cater to specific ‘A’ clients and do not offer options to clients who have short term difficulties. It can be a credit problem, income problem or other difficulties, we are here to find the best option at the cheapest rate for your specific situation. Orbis Mortgage Group has experience in all of these situations, just give us a call!

Do you want to build your dream property? Do you know where to start?

At Orbis Mortgage Group we can help you walk through your plan of how to finance the construction of your dream home. Many institutions have different programs and we are here to guide you to them. Please call us to discuss your specific plan.

Are you dreaming of owning a 2nd home?

At Orbis Mortgage Group we are able to look at your dream and find a solution to make it happen. Please contact us to go through your specific wants and we will ensure a smooth process to acquiring the perfect property.

Not everything goes to plan in life and we are here to offer solutions to all clients.

The Major Banks only cater to specific ‘A’ clients and do not offer options to clients who have short term difficulties. It can be a credit problem, income problem or other difficulties, we are here to find the best option at the cheapest rate for your specific situation. Orbis Mortgage Group has experience in all of these situations, just give us a call!

Do you want to build your dream property? Do you know where to start?

At Orbis Mortgage Group we can help you walk through your plan of how to finance the construction of your dream home. Many institutions have different programs and we are here to guide you to them. Please call us to discuss your specific plan.

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